Call reports 2003
COUNTY BANK — 2003
What COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,519,000 | 36,642,000 | 35,965,000 | 36,121,000 |
| Total loans | 22,881,000 | 22,055,000 | 22,474,000 | 22,526,000 |
| Allowance for loan losses | 341,000 | 340,000 | 347,000 | 350,000 |
| Securities available for sale | 8,230,000 | 9,789,000 | 9,170,000 | 9,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,707,000 | 33,817,000 | 33,172,000 | 33,401,000 |
| Interest-bearing deposits | 30,234,000 | 29,836,000 | 29,320,000 | 28,238,000 |
| Noninterest-bearing deposits | 3,473,000 | 3,981,000 | 3,852,000 | 5,163,000 |
| Equity capital | 2,707,000 | 2,730,000 | 2,701,000 | 2,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 835,000 | 1,213,000 | 1,582,000 |
| Interest expense | 162,000 | 305,000 | 426,000 | 532,000 |
| Net interest income | 267,000 | 530,000 | 787,000 | 1,050,000 |
| Noninterest income | 31,000 | 90,000 | 158,000 | 574,000 |
| Noninterest expense | 195,000 | 389,000 | 576,000 | 1,174,000 |
| Provision for loan losses | 2,000 | 7,000 | 10,000 | 13,000 |
| Pretax income | 101,000 | 224,000 | 359,000 | 437,000 |
| Income tax | 5,000 | 8,000 | 10,000 | 12,000 |
| Net income | 96,000 | 216,000 | 349,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,642,000 | 2,663,000 | 2,663,000 | 2,596,000 |
| Total capital | 2,944,000 | 2,958,000 | 2,959,000 | 2,891,000 |
| Risk-weighted assets | 24,138,000 | 23,549,000 | 23,613,000 | 23,576,000 |