Call reports 2002
COUNTY BANK — 2002
What COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,275,000 | 35,632,000 | 35,131,000 | 36,378,000 |
| Total loans | 24,186,000 | 23,821,000 | 23,887,000 | 23,840,000 |
| Allowance for loan losses | 339,000 | 344,000 | 337,000 | 340,000 |
| Securities available for sale | 8,190,000 | 8,744,000 | 7,601,000 | 9,412,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,404,000 | 32,660,000 | 32,262,000 | 33,509,000 |
| Interest-bearing deposits | 29,689,000 | 29,210,000 | 28,694,000 | 28,886,000 |
| Noninterest-bearing deposits | 3,715,000 | 3,451,000 | 3,568,000 | 4,623,000 |
| Equity capital | 2,727,000 | 2,834,000 | 2,729,000 | 2,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,020,000 | 1,500,000 | 1,957,000 |
| Interest expense | 238,000 | 456,000 | 663,000 | 847,000 |
| Net interest income | 278,000 | 564,000 | 837,000 | 1,110,000 |
| Noninterest income | 25,000 | 58,000 | 92,000 | 116,000 |
| Noninterest expense | 188,000 | 370,000 | 567,000 | 771,000 |
| Provision for loan losses | 1,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 114,000 | 247,000 | 354,000 | 444,000 |
| Income tax | 5,000 | 13,000 | 19,000 | 25,000 |
| Net income | 109,000 | 234,000 | 335,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,630,000 | 2,692,000 | 2,611,000 | 2,603,000 |
| Total capital | 2,944,000 | 3,000,000 | 2,917,000 | 2,915,000 |
| Risk-weighted assets | 25,092,000 | 24,640,000 | 24,410,000 | 24,882,000 |