Call reports 2025
FM BANK — 2025
What FM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 655,056,000 | 673,134,000 | 699,271,000 | 705,168,000 |
| Total loans | 409,308,000 | 425,380,000 | 444,704,000 | 468,005,000 |
| Allowance for loan losses | 2,210,000 | 2,253,000 | 2,460,000 | 2,484,000 |
| Securities available for sale | 109,657,000 | 111,531,000 | 114,613,000 | 94,929,000 |
| Securities held to maturity | 97,029,000 | 97,363,000 | 95,199,000 | 94,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,756,000 | 602,440,000 | 576,625,000 | 620,667,000 |
| Interest-bearing deposits | 381,109,000 | 390,796,000 | 476,180,000 | 516,694,000 |
| Noninterest-bearing deposits | 206,647,000 | 211,644,000 | 100,445,000 | 103,973,000 |
| Equity capital | 42,073,000 | 45,483,000 | 51,330,000 | 54,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,862,000 | 16,132,000 | 24,720,000 | 33,573,000 |
| Interest expense | 3,319,000 | 6,699,000 | 10,165,000 | 13,488,000 |
| Net interest income | 4,543,000 | 9,433,000 | 14,555,000 | 20,085,000 |
| Noninterest income | 269,000 | 483,000 | 732,000 | 947,000 |
| Noninterest expense | 2,785,000 | 5,882,000 | 8,843,000 | 12,585,000 |
| Provision for loan losses | 115,000 | 161,000 | 368,000 | 403,000 |
| Pretax income | 1,908,000 | 3,916,000 | 6,149,000 | 7,917,000 |
| Income tax | 66,000 | 100,000 | 134,000 | 328,000 |
| Net income | 1,842,000 | 3,816,000 | 6,015,000 | 7,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,767,000 | 51,599,000 | 53,623,000 | 54,961,000 |
| Total capital | 52,261,000 | 54,090,000 | 56,278,000 | 57,605,000 |
| Risk-weighted assets | 472,402,000 | 483,668,000 | 500,255,000 | 509,071,000 |