Call reports 2022
FM BANK — 2022
What FM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 474,129,000 | 477,461,000 | 496,147,000 | 481,852,000 |
| Total loans | 219,524,000 | 231,156,000 | 238,864,000 | 251,654,000 |
| Allowance for loan losses | 2,624,000 | 2,625,000 | 2,456,000 | 1,960,000 |
| Securities available for sale | 179,093,000 | 188,186,000 | 91,450,000 | 96,385,000 |
| Securities held to maturity | 0 | 0 | 93,387,000 | 93,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,691,000 | 436,997,000 | 458,132,000 | 438,931,000 |
| Interest-bearing deposits | 277,155,000 | 282,111,000 | 285,255,000 | 269,498,000 |
| Noninterest-bearing deposits | 150,536,000 | 154,886,000 | 172,877,000 | 169,433,000 |
| Equity capital | 29,275,000 | 23,357,000 | 21,191,000 | 26,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 6,780,000 | 10,870,000 | 15,521,000 |
| Interest expense | 357,000 | 695,000 | 1,084,000 | 1,716,000 |
| Net interest income | 2,876,000 | 6,085,000 | 9,786,000 | 13,805,000 |
| Noninterest income | 234,000 | 500,000 | 721,000 | 1,799,000 |
| Noninterest expense | 2,256,000 | 4,227,000 | 6,376,000 | 8,740,000 |
| Provision for loan losses | 0 | 0 | -165,000 | -665,000 |
| Pretax income | 854,000 | 2,397,000 | 4,336,000 | 7,573,000 |
| Income tax | 45,000 | 170,000 | 296,000 | 421,000 |
| Net income | 809,000 | 2,227,000 | 4,040,000 | 7,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,281,000 | 33,919,000 | 34,313,000 | 35,611,000 |
| Total capital | 36,905,000 | 36,544,000 | 36,769,000 | 37,571,000 |
| Risk-weighted assets | 272,298,000 | 285,684,000 | 293,035,000 | 311,155,000 |