Call reports 2020
FM BANK — 2020
What FM BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 138,320,000 | 153,089,000 | 148,662,000 | 169,976,000 |
| Total loans | 77,676,000 | 90,741,000 | 88,673,000 | 80,848,000 |
| Allowance for loan losses | 933,000 | 1,003,000 | 1,253,000 | 1,004,000 |
| Securities available for sale | 55,120,000 | 55,225,000 | 54,022,000 | 52,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,817,000 | 120,961,000 | 120,558,000 | 144,439,000 |
| Interest-bearing deposits | 95,297,000 | 102,889,000 | 99,284,000 | 121,435,000 |
| Noninterest-bearing deposits | 14,520,000 | 18,072,000 | 21,274,000 | 23,004,000 |
| Equity capital | 16,521,000 | 17,262,000 | 16,858,000 | 17,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 3,230,000 | 4,631,000 | 5,972,000 |
| Interest expense | 226,000 | 376,000 | 498,000 | 626,000 |
| Net interest income | 1,199,000 | 2,854,000 | 4,133,000 | 5,346,000 |
| Noninterest income | 48,000 | 85,000 | 127,000 | 170,000 |
| Noninterest expense | 678,000 | 1,357,000 | 2,109,000 | 2,690,000 |
| Provision for loan losses | 10,000 | 210,000 | 330,000 | 210,000 |
| Pretax income | 559,000 | 1,372,000 | 1,821,000 | 2,616,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 556,000 | 1,369,000 | 1,818,000 | 2,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,556,000 | 14,813,000 | 14,451,000 | 14,795,000 |
| Total capital | 15,489,000 | 15,816,000 | 15,687,000 | 15,799,000 |
| Risk-weighted assets | 98,535,000 | 100,218,000 | 98,831,000 | 100,731,000 |