Call reports 2019
FM BANK — 2019
What FM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 136,998,000 | 140,826,000 | 136,518,000 | 139,105,000 |
| Total loans | 70,615,000 | 73,440,000 | 71,283,000 | 73,507,000 |
| Allowance for loan losses | 840,000 | 842,000 | 867,000 | 923,000 |
| Securities available for sale | 60,142,000 | 60,786,000 | 59,595,000 | 58,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,497,000 | 99,105,000 | 104,275,000 | 108,647,000 |
| Interest-bearing deposits | 87,325,000 | 86,607,000 | 90,045,000 | 90,830,000 |
| Noninterest-bearing deposits | 15,172,000 | 12,498,000 | 14,230,000 | 17,817,000 |
| Equity capital | 15,836,000 | 16,524,000 | 16,641,000 | 16,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,035,000 | 4,553,000 | 6,005,000 |
| Interest expense | 313,000 | 667,000 | 960,000 | 1,185,000 |
| Net interest income | 1,166,000 | 2,368,000 | 3,593,000 | 4,820,000 |
| Noninterest income | 50,000 | 91,000 | 137,000 | 181,000 |
| Noninterest expense | 635,000 | 1,216,000 | 1,930,000 | 2,610,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 581,000 | 1,245,000 | 1,762,000 | 2,353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 581,000 | 1,245,000 | 1,762,000 | 2,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,583,000 | 14,664,000 | 14,517,000 | 14,592,000 |
| Total capital | 15,423,000 | 15,506,000 | 15,384,000 | 15,515,000 |
| Risk-weighted assets | 91,983,000 | 94,077,000 | 90,897,000 | 93,804,000 |