Call reports 2018
FM BANK — 2018
What FM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 135,423,000 | 135,348,000 | 139,349,000 | 139,471,000 |
| Total loans | 64,738,000 | 67,228,000 | 69,199,000 | 67,621,000 |
| Allowance for loan losses | 832,000 | 832,000 | 830,000 | 829,000 |
| Securities available for sale | 62,924,000 | 61,754,000 | 61,808,000 | 61,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,941,000 | 105,742,000 | 101,983,000 | 106,329,000 |
| Interest-bearing deposits | 79,437,000 | 80,871,000 | 82,565,000 | 85,386,000 |
| Noninterest-bearing deposits | 25,504,000 | 24,871,000 | 19,418,000 | 20,943,000 |
| Equity capital | 15,114,000 | 15,757,000 | 15,087,000 | 15,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,820,000 | 4,284,000 | 5,719,000 |
| Interest expense | 163,000 | 332,000 | 543,000 | 807,000 |
| Net interest income | 1,234,000 | 2,488,000 | 3,741,000 | 4,912,000 |
| Noninterest income | 77,000 | 119,000 | 176,000 | 225,000 |
| Noninterest expense | 623,000 | 1,248,000 | 1,934,000 | 2,556,000 |
| Provision for loan losses | 91,000 | 91,000 | 91,000 | 91,000 |
| Pretax income | 597,000 | 1,268,000 | 1,892,000 | 2,490,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 595,000 | 1,266,000 | 1,890,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,454,000 | 15,076,000 | 14,909,000 | 14,468,000 |
| Total capital | 15,286,000 | 15,908,000 | 15,739,000 | 15,297,000 |
| Risk-weighted assets | 89,372,000 | 90,991,000 | 92,903,000 | 91,153,000 |