Call reports 2016
FM BANK — 2016
What FM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 190,444,000 | 183,992,000 | 179,843,000 | 176,380,000 |
| Total loans | 68,231,000 | 66,902,000 | 63,691,000 | 66,862,000 |
| Allowance for loan losses | 769,000 | 769,000 | 769,000 | 769,000 |
| Securities available for sale | 107,378,000 | 107,534,000 | 105,184,000 | 99,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,007,000 | 140,521,000 | 101,246,000 | 139,864,000 |
| Interest-bearing deposits | 82,248,000 | 79,911,000 | 80,044,000 | 80,853,000 |
| Noninterest-bearing deposits | 59,759,000 | 60,610,000 | 21,202,000 | 59,011,000 |
| Equity capital | 20,967,000 | 20,957,000 | 19,340,000 | 16,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,294,000 | 4,838,000 | 6,365,000 |
| Interest expense | 101,000 | 217,000 | 345,000 | 488,000 |
| Net interest income | 1,570,000 | 3,077,000 | 4,493,000 | 5,877,000 |
| Noninterest income | 72,000 | 121,000 | 176,000 | 224,000 |
| Noninterest expense | 611,000 | 1,375,000 | 2,120,000 | 2,821,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 1,006,000 | 1,798,000 | 2,524,000 | 3,255,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 1,004,000 | 1,796,000 | 2,522,000 | 3,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,589,000 | 16,224,000 | 15,341,000 | 15,063,000 |
| Total capital | 18,358,000 | 16,993,000 | 16,110,000 | 15,832,000 |
| Risk-weighted assets | 98,373,000 | 97,554,000 | 92,765,000 | 94,192,000 |