Call reports 2015
FM BANK — 2015
What FM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 277,069,000 | 276,138,000 | 270,457,000 | 241,778,000 |
| Total loans | 63,818,000 | 67,240,000 | 68,161,000 | 75,059,000 |
| Allowance for loan losses | 808,000 | 738,000 | 738,000 | 738,000 |
| Securities available for sale | 110,580,000 | 110,316,000 | 114,340,000 | 116,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,691,000 | 250,157,000 | 245,531,000 | 216,045,000 |
| Interest-bearing deposits | 100,321,000 | 119,898,000 | 80,695,000 | 84,433,000 |
| Noninterest-bearing deposits | 149,370,000 | 130,259,000 | 164,836,000 | 131,612,000 |
| Equity capital | 21,778,000 | 20,346,000 | 20,727,000 | 21,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,215,000 | 4,902,000 | 6,586,000 |
| Interest expense | 108,000 | 213,000 | 326,000 | 419,000 |
| Net interest income | 1,495,000 | 3,002,000 | 4,576,000 | 6,167,000 |
| Noninterest income | 260,000 | 306,000 | 383,000 | 438,000 |
| Noninterest expense | 652,000 | 1,406,000 | 2,007,000 | 2,754,000 |
| Provision for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Pretax income | 1,266,000 | 2,065,000 | 3,115,000 | 4,014,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,262,000 | 2,061,000 | 3,111,000 | 4,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,089,000 | 18,054,000 | 17,955,000 | 18,853,000 |
| Total capital | 18,897,000 | 18,792,000 | 18,693,000 | 19,591,000 |
| Risk-weighted assets | 93,423,000 | 103,356,000 | 102,537,000 | 111,010,000 |