Call reports 2014
FM BANK — 2014
What FM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 231,575,000 | 249,936,000 | 251,562,000 | 249,015,000 |
| Total loans | 60,764,000 | 61,891,000 | 60,373,000 | 71,532,000 |
| Allowance for loan losses | 443,000 | 443,000 | 443,000 | 623,000 |
| Securities available for sale | 97,090,000 | 111,652,000 | 120,438,000 | 122,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,482,000 | 224,710,000 | 225,112,000 | 222,871,000 |
| Interest-bearing deposits | 132,006,000 | 138,058,000 | 121,104,000 | 91,862,000 |
| Noninterest-bearing deposits | 75,476,000 | 86,652,000 | 104,008,000 | 131,009,000 |
| Equity capital | 18,250,000 | 19,662,000 | 20,451,000 | 20,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,968,000 | 4,578,000 | 6,265,000 |
| Interest expense | 150,000 | 277,000 | 404,000 | 527,000 |
| Net interest income | 1,290,000 | 2,691,000 | 4,174,000 | 5,738,000 |
| Noninterest income | 67,000 | 127,000 | 186,000 | 237,000 |
| Noninterest expense | 609,000 | 1,262,000 | 1,917,000 | 2,619,000 |
| Provision for loan losses | 0 | 0 | 0 | 180,000 |
| Pretax income | 748,000 | 1,557,000 | 2,444,000 | 3,177,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 747,000 | 1,556,000 | 2,443,000 | 3,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,527,000 | 16,336,000 | 17,223,000 | 17,428,000 |
| Total capital | 15,970,000 | 16,779,000 | 17,666,000 | 18,051,000 |
| Risk-weighted assets | 86,946,000 | 93,129,000 | 91,634,000 | 105,950,000 |