Call reports 2013
FM BANK — 2013
What FM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 164,649,000 | 160,700,000 | 193,487,000 | 209,550,000 |
| Total loans | 53,008,000 | 58,977,000 | 57,437,000 | 63,205,000 |
| Allowance for loan losses | 441,000 | 427,000 | 443,000 | 443,000 |
| Securities available for sale | 96,588,000 | 92,526,000 | 85,371,000 | 90,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,171,000 | 104,639,000 | 169,533,000 | 185,600,000 |
| Interest-bearing deposits | 73,096,000 | 73,340,000 | 126,844,000 | 139,000,000 |
| Noninterest-bearing deposits | 65,075,000 | 31,299,000 | 42,689,000 | 46,600,000 |
| Equity capital | 19,661,000 | 17,270,000 | 17,081,000 | 17,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,780,000 | 4,131,000 | 5,553,000 |
| Interest expense | 187,000 | 323,000 | 479,000 | 630,000 |
| Net interest income | 1,226,000 | 2,457,000 | 3,652,000 | 4,923,000 |
| Noninterest income | 53,000 | 107,000 | 156,000 | 217,000 |
| Noninterest expense | 628,000 | 1,231,000 | 1,798,000 | 2,450,000 |
| Provision for loan losses | 20,000 | 20,000 | 30,000 | 30,000 |
| Pretax income | 631,000 | 1,313,000 | 2,078,000 | 2,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 631,000 | 1,313,000 | 2,078,000 | 2,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,128,000 | 14,510,000 | 14,238,000 | 14,918,000 |
| Total capital | 15,569,000 | 14,937,000 | 14,681,000 | 15,361,000 |
| Risk-weighted assets | 81,727,000 | 84,683,000 | 81,281,000 | 91,655,000 |