Call reports 2012
FM BANK — 2012
What FM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,607,000 | 186,516,000 | 194,484,000 | 183,694,000 |
| Total loans | 49,269,000 | 55,818,000 | 55,117,000 | 65,672,000 |
| Allowance for loan losses | 416,000 | 413,000 | 431,000 | 426,000 |
| Securities available for sale | 118,738,000 | 117,688,000 | 109,651,000 | 104,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,587,000 | 151,469,000 | 141,608,000 | 101,490,000 |
| Interest-bearing deposits | 76,644,000 | 74,928,000 | 69,422,000 | 67,811,000 |
| Noninterest-bearing deposits | 92,943,000 | 76,541,000 | 72,186,000 | 33,679,000 |
| Equity capital | 21,225,000 | 21,828,000 | 20,231,000 | 20,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,893,000 | 4,351,000 | 5,828,000 |
| Interest expense | 151,000 | 295,000 | 446,000 | 610,000 |
| Net interest income | 1,298,000 | 2,598,000 | 3,905,000 | 5,218,000 |
| Noninterest income | 59,000 | 112,000 | 167,000 | 385,000 |
| Noninterest expense | 652,000 | 1,295,000 | 1,896,000 | 2,550,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 784,000 | 1,513,000 | 2,335,000 | 3,212,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 781,000 | 1,510,000 | 2,332,000 | 3,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,385,000 | 16,614,000 | 14,935,000 | 15,630,000 |
| Total capital | 16,801,000 | 17,027,000 | 15,366,000 | 16,056,000 |
| Risk-weighted assets | 97,395,000 | 99,864,000 | 101,448,000 | 100,635,000 |