Call reports 2010
FM BANK — 2010
What FM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 159,061,000 | 181,466,000 | 181,277,000 | 187,121,000 |
| Total loans | 52,143,000 | 52,173,000 | 53,104,000 | 58,554,000 |
| Allowance for loan losses | 379,000 | 379,000 | 621,000 | 621,000 |
| Securities available for sale | 89,664,000 | 101,400,000 | 107,515,000 | 113,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,085,000 | 161,461,000 | 145,620,000 | 154,711,000 |
| Interest-bearing deposits | 53,023,000 | 54,729,000 | 56,339,000 | 54,036,000 |
| Noninterest-bearing deposits | 85,062,000 | 106,732,000 | 89,281,000 | 100,675,000 |
| Equity capital | 15,723,000 | 15,748,000 | 17,225,000 | 15,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,057,000 | 4,564,000 | 5,999,000 |
| Interest expense | 176,000 | 341,000 | 513,000 | 699,000 |
| Net interest income | 1,362,000 | 2,716,000 | 4,051,000 | 5,300,000 |
| Noninterest income | 49,000 | 98,000 | 144,000 | 233,000 |
| Noninterest expense | 658,000 | 1,307,000 | 1,970,000 | 2,556,000 |
| Provision for loan losses | 20,000 | 20,000 | 486,000 | 486,000 |
| Pretax income | 733,000 | 1,487,000 | 1,757,000 | 2,480,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 733,000 | 1,487,000 | 1,757,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,476,000 | 13,430,000 | 13,700,000 | 14,421,000 |
| Total capital | 13,855,000 | 13,809,000 | 14,321,000 | 15,042,000 |
| Risk-weighted assets | 82,071,000 | 86,752,000 | 87,407,000 | 91,410,000 |