Call reports 2009
FM BANK — 2009
What FM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 151,538,000 | 159,810,000 | 153,022,000 | 183,293,000 |
| Total loans | 39,316,000 | 40,569,000 | 49,039,000 | 54,833,000 |
| Allowance for loan losses | 298,000 | 298,000 | 298,000 | 364,000 |
| Securities available for sale | 99,698,000 | 109,046,000 | 91,222,000 | 91,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,563,000 | 121,722,000 | 110,996,000 | 164,121,000 |
| Interest-bearing deposits | 42,700,000 | 43,003,000 | 46,352,000 | 50,185,000 |
| Noninterest-bearing deposits | 55,863,000 | 78,719,000 | 64,644,000 | 113,936,000 |
| Equity capital | 14,220,000 | 14,507,000 | 17,081,000 | 15,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,378,000 | 5,072,000 | 6,589,000 |
| Interest expense | 180,000 | 360,000 | 546,000 | 703,000 |
| Net interest income | 1,498,000 | 3,018,000 | 4,526,000 | 5,886,000 |
| Noninterest income | 54,000 | 105,000 | 163,000 | 218,000 |
| Noninterest expense | 563,000 | 1,199,000 | 1,962,000 | 2,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 991,000 | 1,967,000 | 3,419,000 | 4,393,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 3,000 |
| Net income | 989,000 | 1,964,000 | 3,416,000 | 4,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,144,000 | 12,446,000 | 13,578,000 | 12,995,000 |
| Total capital | 12,442,000 | 12,744,000 | 13,876,000 | 13,359,000 |
| Risk-weighted assets | 69,089,000 | 73,334,000 | 78,600,000 | 89,249,000 |