Call reports 2008
FM BANK — 2008
What FM BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 170,757,000 | 141,676,000 | 139,191,000 | 148,070,000 |
| Total loans | 34,907,000 | 37,952,000 | 39,525,000 | 41,256,000 |
| Allowance for loan losses | 278,000 | 278,000 | 289,000 | 298,000 |
| Securities available for sale | 81,280,000 | 91,730,000 | 92,411,000 | 93,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,188,000 | 90,332,000 | 97,333,000 | 108,024,000 |
| Interest-bearing deposits | 88,037,000 | 78,134,000 | 56,820,000 | 41,246,000 |
| Noninterest-bearing deposits | 70,151,000 | 12,198,000 | 40,513,000 | 66,778,000 |
| Equity capital | 10,936,000 | 9,430,000 | 9,803,000 | 12,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 3,547,000 | 5,224,000 | 6,959,000 |
| Interest expense | 755,000 | 1,194,000 | 1,643,000 | 1,809,000 |
| Net interest income | 1,122,000 | 2,353,000 | 3,581,000 | 5,150,000 |
| Noninterest income | 51,000 | 100,000 | 152,000 | 248,000 |
| Noninterest expense | 456,000 | 919,000 | 1,414,000 | 2,129,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 717,000 | 1,534,000 | 2,336,000 | 3,303,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 716,000 | 1,533,000 | 2,335,000 | 3,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,283,000 | 10,000,000 | 10,272,000 | 11,239,000 |
| Total capital | 9,561,000 | 10,278,000 | 10,561,000 | 11,537,000 |
| Risk-weighted assets | 68,749,000 | 66,632,000 | 68,014,000 | 70,528,000 |