Call reports 2007
FM BANK — 2007
What FM BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,263,000 | 104,694,000 | 133,773,000 | 166,028,000 |
| Total loans | 35,818,000 | 35,943,000 | 33,714,000 | 35,205,000 |
| Allowance for loan losses | 180,000 | 232,000 | 278,000 | 278,000 |
| Securities available for sale | 54,119,000 | 55,901,000 | 62,214,000 | 70,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,257,000 | 95,990,000 | 123,820,000 | 155,143,000 |
| Interest-bearing deposits | 81,931,000 | 78,011,000 | 39,434,000 | 83,584,000 |
| Noninterest-bearing deposits | 23,326,000 | 17,979,000 | 84,386,000 | 71,559,000 |
| Equity capital | 7,665,000 | 6,828,000 | 8,080,000 | 9,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,122,000 | 5,059,000 | 7,003,000 |
| Interest expense | 664,000 | 1,449,000 | 2,479,000 | 3,430,000 |
| Net interest income | 889,000 | 1,673,000 | 2,580,000 | 3,573,000 |
| Noninterest income | 51,000 | 101,000 | 151,000 | 220,000 |
| Noninterest expense | 393,000 | 806,000 | 1,294,000 | 1,762,000 |
| Provision for loan losses | 0 | 52,000 | 82,000 | 82,000 |
| Pretax income | 527,000 | 852,000 | 1,291,000 | 1,882,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 525,000 | 850,000 | 1,289,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,436,000 | 7,638,000 | 7,976,000 | 8,567,000 |
| Total capital | 7,616,000 | 7,870,000 | 8,254,000 | 8,845,000 |
| Risk-weighted assets | 54,367,000 | 52,777,000 | 60,494,000 | 67,745,000 |