Call reports 2006
FM BANK — 2006
What FM BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 89,379,000 | 79,379,000 | 113,348,000 | 140,102,000 |
| Total loans | 26,730,000 | 27,774,000 | 31,660,000 | 35,808,000 |
| Allowance for loan losses | 172,000 | 172,000 | 185,000 | 195,000 |
| Securities available for sale | 41,826,000 | 43,994,000 | 48,305,000 | 52,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,188,000 | 69,546,000 | 104,156,000 | 130,633,000 |
| Interest-bearing deposits | 52,711,000 | 38,038,000 | 32,825,000 | 33,108,000 |
| Noninterest-bearing deposits | 28,477,000 | 31,508,000 | 71,331,000 | 97,525,000 |
| Equity capital | 5,055,000 | 4,874,000 | 5,773,000 | 7,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,172,000 | 3,361,000 | 5,098,000 |
| Interest expense | 457,000 | 957,000 | 1,554,000 | 2,192,000 |
| Net interest income | 597,000 | 1,215,000 | 1,807,000 | 2,906,000 |
| Noninterest income | 53,000 | 99,000 | 169,000 | 212,000 |
| Noninterest expense | 395,000 | 763,000 | 1,133,000 | 1,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 257,000 | 492,000 | 754,000 | 1,526,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 492,000 | 754,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,331,000 | 5,466,000 | 5,638,000 | 6,910,000 |
| Total capital | 5,503,000 | 5,638,000 | 5,823,000 | 7,105,000 |
| Risk-weighted assets | 41,133,000 | 40,030,000 | 50,866,000 | 58,962,000 |