Call reports 2004
FM BANK — 2004
What FM BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,410,000 | 64,392,000 | 74,036,000 | 66,605,000 |
| Total loans | 22,280,000 | 22,409,000 | 22,809,000 | 25,991,000 |
| Allowance for loan losses | 176,000 | 176,000 | 170,000 | 164,000 |
| Securities available for sale | 18,555,000 | 27,157,000 | 26,580,000 | 30,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,963,000 | 55,628,000 | 64,374,000 | 58,276,000 |
| Interest-bearing deposits | 35,866,000 | 46,990,000 | 53,269,000 | 41,757,000 |
| Noninterest-bearing deposits | 12,097,000 | 8,638,000 | 11,105,000 | 16,519,000 |
| Equity capital | 4,749,000 | 4,490,000 | 4,889,000 | 4,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,190,000 | 1,850,000 | 2,562,000 |
| Interest expense | 150,000 | 287,000 | 477,000 | 688,000 |
| Net interest income | 442,000 | 903,000 | 1,373,000 | 1,874,000 |
| Noninterest income | 48,000 | 110,000 | 158,000 | 200,000 |
| Noninterest expense | 265,000 | 574,000 | 866,000 | 1,233,000 |
| Provision for loan losses | 0 | -1,000 | -2,000 | 0 |
| Pretax income | 225,000 | 438,000 | 665,000 | 830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 438,000 | 665,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,196,000 | 4,260,000 | 4,465,000 | 4,481,000 |
| Total capital | 4,372,000 | 4,436,000 | 4,635,000 | 4,645,000 |
| Risk-weighted assets | 31,517,000 | 33,510,000 | 35,059,000 | 36,125,000 |