Call reports 2002
FM BANK — 2002
What FM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,459,000 | 55,180,000 | 54,777,000 | 55,216,000 |
| Total loans | 22,842,000 | 23,591,000 | 23,545,000 | 23,915,000 |
| Allowance for loan losses | 283,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 12,940,000 | 13,763,000 | 12,364,000 | 12,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,093,000 | 47,186,000 | 45,702,000 | 46,427,000 |
| Interest-bearing deposits | 37,661,000 | 40,571,000 | 37,844,000 | 39,102,000 |
| Noninterest-bearing deposits | 3,432,000 | 6,615,000 | 7,858,000 | 7,325,000 |
| Equity capital | 3,781,000 | 3,954,000 | 4,245,000 | 4,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,332,000 | 2,003,000 | 2,685,000 |
| Interest expense | 251,000 | 489,000 | 708,000 | 912,000 |
| Net interest income | 416,000 | 843,000 | 1,295,000 | 1,773,000 |
| Noninterest income | 34,000 | 67,000 | 103,000 | 152,000 |
| Noninterest expense | 233,000 | 511,000 | 761,000 | 1,069,000 |
| Provision for loan losses | 205,000 | 331,000 | 384,000 | 449,000 |
| Pretax income | 12,000 | 66,000 | 256,000 | 410,000 |
| Income tax | 0 | 2,000 | 4,000 | 5,000 |
| Net income | 12,000 | 64,000 | 252,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,324,000 | 3,338,000 | 3,528,000 | 3,616,000 |
| Total capital | 3,607,000 | 3,581,000 | 3,771,000 | 3,859,000 |
| Risk-weighted assets | 30,000,000 | 31,765,000 | 31,730,000 | 31,787,000 |