Call reports 2001
FM BANK — 2001
What FM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,512,000 | 40,370,000 | 44,415,000 | 57,125,000 |
| Total loans | 21,848,000 | 24,127,000 | 22,468,000 | 25,318,000 |
| Allowance for loan losses | 213,000 | 223,000 | 223,000 | 223,000 |
| Securities available for sale | 13,655,000 | 12,899,000 | 12,449,000 | 12,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,018,000 | 32,472,000 | 36,526,000 | 48,721,000 |
| Interest-bearing deposits | 28,435,000 | 29,964,000 | 32,110,000 | 42,807,000 |
| Noninterest-bearing deposits | 2,583,000 | 2,508,000 | 4,416,000 | 5,914,000 |
| Equity capital | 3,452,000 | 3,648,000 | 3,889,000 | 3,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,454,000 | 2,186,000 | 2,923,000 |
| Interest expense | 373,000 | 698,000 | 1,011,000 | 1,284,000 |
| Net interest income | 343,000 | 756,000 | 1,175,000 | 1,639,000 |
| Noninterest income | 33,000 | 77,000 | 113,000 | 146,000 |
| Noninterest expense | 232,000 | 498,000 | 713,000 | 1,026,000 |
| Provision for loan losses | 47,000 | 57,000 | 57,000 | 98,000 |
| Pretax income | 92,000 | 273,000 | 513,000 | 647,000 |
| Income tax | 22,000 | 28,000 | 21,000 | 30,000 |
| Net income | 70,000 | 245,000 | 492,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,911,000 | 3,100,000 | 3,234,000 | 3,311,000 |
| Total capital | 3,124,000 | 3,323,000 | 3,457,000 | 3,534,000 |
| Risk-weighted assets | 27,510,000 | 28,927,000 | 28,453,000 | 33,118,000 |