Call reports 2021
HOMESTREET BANK — 2021
What HOMESTREET BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 7,219,337,000 | 7,122,720,000 | 7,331,153,000 | 7,158,676,000 |
| Total loans | 5,764,170,000 | 5,674,834,000 | 5,780,922,000 | 5,731,322,000 |
| Allowance for loan losses | 64,047,000 | 59,897,000 | 54,516,000 | 47,123,000 |
| Securities available for sale | 1,037,713,000 | 996,937,000 | 972,919,000 | 997,018,000 |
| Securities held to maturity | 4,246,000 | 4,221,000 | 4,195,000 | 4,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,158,169,000 | 6,111,736,000 | 6,388,563,000 | 6,170,270,000 |
| Interest-bearing deposits | 4,689,356,000 | 4,524,637,000 | 4,652,965,000 | 4,529,285,000 |
| Noninterest-bearing deposits | 1,468,813,000 | 1,587,099,000 | 1,735,598,000 | 1,640,985,000 |
| Equity capital | 765,747,000 | 772,472,000 | 775,177,000 | 779,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 62,142,000 | 125,840,000 | 188,027,000 | 250,432,000 |
| Interest expense | 3,811,000 | 6,719,000 | 9,269,000 | 11,798,000 |
| Net interest income | 58,331,000 | 119,121,000 | 178,758,000 | 238,634,000 |
| Noninterest income | 35,289,000 | 61,109,000 | 83,426,000 | 109,561,000 |
| Noninterest expense | 55,317,000 | 109,038,000 | 159,410,000 | 212,000,000 |
| Provision for loan losses | -371,000 | -4,516,000 | -9,863,000 | -15,815,000 |
| Pretax income | 38,303,000 | 75,286,000 | 111,868,000 | 151,289,000 |
| Income tax | 7,419,000 | 15,561,000 | 23,617,000 | 32,303,000 |
| Net income | 30,884,000 | 59,725,000 | 88,251,000 | 118,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 714,218,000 | 713,225,000 | 721,955,000 | 727,753,000 |
| Total capital | 779,924,000 | 776,944,000 | 780,488,000 | 778,723,000 |
| Risk-weighted assets | 5,253,925,000 | 5,411,677,000 | 5,692,332,000 | 5,654,264,000 |