Call reports 2020
HOMESTREET BANK — 2020
What HOMESTREET BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,760,574,000 | 7,303,963,000 | 7,360,386,000 | 7,189,782,000 |
| Total loans | 5,233,756,000 | 5,735,824,000 | 5,831,217,000 | 5,707,862,000 |
| Allowance for loan losses | 58,299,000 | 65,000,000 | 64,892,000 | 64,294,000 |
| Securities available for sale | 1,044,480,000 | 1,158,468,000 | 1,098,333,000 | 1,064,404,000 |
| Securities held to maturity | 4,347,000 | 4,322,000 | 4,297,000 | 4,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,301,702,000 | 5,689,887,000 | 5,851,303,000 | 5,847,054,000 |
| Interest-bearing deposits | 4,240,177,000 | 4,339,180,000 | 4,491,703,000 | 4,484,362,000 |
| Noninterest-bearing deposits | 1,061,525,000 | 1,350,707,000 | 1,359,600,000 | 1,362,692,000 |
| Equity capital | 723,027,000 | 750,330,000 | 752,593,000 | 780,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 64,285,000 | 127,521,000 | 191,724,000 | 256,571,000 |
| Interest expense | 16,673,000 | 25,535,000 | 32,207,000 | 37,508,000 |
| Net interest income | 47,612,000 | 101,986,000 | 159,517,000 | 219,063,000 |
| Noninterest income | 29,785,000 | 62,693,000 | 95,176,000 | 134,840,000 |
| Noninterest expense | 54,408,000 | 110,067,000 | 166,270,000 | 229,450,000 |
| Provision for loan losses | 12,757,000 | 19,463,000 | 19,736,000 | 19,946,000 |
| Pretax income | 10,344,000 | 35,480,000 | 69,003,000 | 104,848,000 |
| Income tax | 2,058,000 | 7,378,000 | 14,759,000 | 22,660,000 |
| Net income | 8,286,000 | 28,102,000 | 54,244,000 | 82,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 671,528,000 | 688,480,000 | 686,869,000 | 712,533,000 |
| Total capital | 734,616,000 | 755,564,000 | 754,498,000 | 778,479,000 |
| Risk-weighted assets | 5,267,667,000 | 5,364,638,000 | 5,409,145,000 | 5,273,496,000 |