Call reports 2015
HOMESTREET BANK — 2015
What HOMESTREET BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,580,689,000 | 4,843,061,000 | 4,956,550,000 | 4,873,033,000 |
| Total loans | 3,718,415,000 | 3,898,635,000 | 3,922,184,000 | 3,872,162,000 |
| Allowance for loan losses | 24,916,000 | 25,777,000 | 26,922,000 | 29,278,000 |
| Securities available for sale | 443,495,000 | 477,234,000 | 564,633,000 | 535,910,000 |
| Securities held to maturity | 26,772,000 | 26,713,000 | 31,937,000 | 31,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,355,372,000 | 3,337,259,000 | 3,322,267,000 | 3,245,717,000 |
| Interest-bearing deposits | 2,715,891,000 | 2,642,190,000 | 2,609,193,000 | 2,588,734,000 |
| Noninterest-bearing deposits | 639,481,000 | 695,069,000 | 713,074,000 | 656,983,000 |
| Equity capital | 475,376,000 | 483,108,000 | 498,963,000 | 495,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 33,087,000 | 76,066,000 | 118,883,000 | 163,004,000 |
| Interest expense | 3,490,000 | 7,171,000 | 11,227,000 | 15,622,000 |
| Net interest income | 29,597,000 | 68,895,000 | 107,656,000 | 147,382,000 |
| Noninterest income | 74,811,000 | 146,935,000 | 211,788,000 | 274,809,000 |
| Noninterest expense | 85,899,000 | 176,740,000 | 264,746,000 | 355,488,000 |
| Provision for loan losses | 2,790,000 | 3,332,000 | 3,739,000 | 5,222,000 |
| Pretax income | 15,719,000 | 35,758,000 | 51,961,000 | 63,886,000 |
| Income tax | 3,918,000 | 10,481,000 | 12,273,000 | 16,287,000 |
| Net income | 11,801,000 | 25,277,000 | 39,688,000 | 47,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 429,943,000 | 435,388,000 | 461,121,000 | 455,101,000 |
| Total capital | 455,571,000 | 461,837,000 | 489,008,000 | 485,761,000 |
| Risk-weighted assets | 3,127,427,000 | 3,306,325,000 | 3,454,777,000 | 3,490,539,000 |