Call reports 2014
HOMESTREET BANK — 2014
What HOMESTREET BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,100,492,000 | 3,212,096,000 | 3,454,619,000 | 3,513,885,000 |
| Total loans | 2,273,217,000 | 2,384,262,000 | 2,684,721,000 | 2,742,385,000 |
| Allowance for loan losses | 22,127,000 | 21,926,000 | 21,847,000 | 22,021,000 |
| Securities available for sale | 422,539,000 | 429,683,000 | 424,978,000 | 421,409,000 |
| Securities held to maturity | 18,104,000 | 17,995,000 | 17,852,000 | 28,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,374,051,000 | 2,420,974,000 | 2,439,327,000 | 2,457,419,000 |
| Interest-bearing deposits | 1,939,551,000 | 1,945,501,000 | 1,867,620,000 | 1,974,495,000 |
| Noninterest-bearing deposits | 434,500,000 | 475,473,000 | 571,707,000 | 482,924,000 |
| Equity capital | 314,150,000 | 327,817,000 | 333,651,000 | 341,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 25,299,000 | 51,349,000 | 78,455,000 | 108,249,000 |
| Interest expense | 2,873,000 | 5,775,000 | 8,657,000 | 11,668,000 |
| Net interest income | 22,426,000 | 45,574,000 | 69,798,000 | 96,581,000 |
| Noninterest income | 34,838,000 | 88,846,000 | 133,602,000 | 185,123,000 |
| Noninterest expense | 55,164,000 | 117,114,000 | 179,203,000 | 246,054,000 |
| Provision for loan losses | -1,510,000 | -1,562,000 | -1,584,000 | -1,323,000 |
| Pretax income | 4,381,000 | 19,619,000 | 27,012,000 | 39,388,000 |
| Income tax | 1,040,000 | 5,951,000 | 8,085,000 | 13,197,000 |
| Net income | 3,341,000 | 13,668,000 | 18,927,000 | 26,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 296,079,000 | 307,109,000 | 312,140,000 | 319,010,000 |
| Total capital | 318,395,000 | 329,277,000 | 334,251,000 | 341,534,000 |
| Risk-weighted assets | 2,116,630,000 | 2,219,004,000 | 2,395,213,000 | 2,435,106,000 |