Call reports 2012
HOMESTREET BANK — 2012
What HOMESTREET BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,353,480,000 | 2,412,712,000 | 2,498,531,000 | 2,617,267,000 |
| Total loans | 1,622,544,000 | 1,677,352,000 | 1,832,074,000 | 1,957,334,000 |
| Allowance for loan losses | 35,204,000 | 26,910,000 | 27,461,000 | 27,561,000 |
| Securities available for sale | 441,677,000 | 411,047,000 | 409,401,000 | 411,701,000 |
| Securities held to maturity | 193,000 | 192,000 | 190,000 | 188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,034,949,000 | 1,928,236,000 | 2,006,845,000 | 2,001,610,000 |
| Interest-bearing deposits | 1,684,208,000 | 1,644,478,000 | 1,636,130,000 | 1,617,833,000 |
| Noninterest-bearing deposits | 350,741,000 | 283,758,000 | 370,715,000 | 383,777,000 |
| Equity capital | 219,212,000 | 251,111,000 | 276,788,000 | 302,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 18,821,000 | 38,433,000 | 59,436,000 | 80,220,000 |
| Interest expense | 5,536,000 | 10,301,000 | 14,511,000 | 18,536,000 |
| Net interest income | 13,285,000 | 28,132,000 | 44,925,000 | 61,684,000 |
| Noninterest income | 37,835,000 | 88,038,000 | 155,863,000 | 226,054,000 |
| Noninterest expense | 32,206,000 | 72,706,000 | 117,355,000 | 170,671,000 |
| Provision for loan losses | -87,000 | 1,895,000 | 7,444,000 | 11,421,000 |
| Pretax income | 19,035,000 | 42,514,000 | 77,331,000 | 107,129,000 |
| Income tax | -1,640,000 | 2,857,000 | 15,268,000 | 22,766,000 |
| Net income | 20,675,000 | 39,657,000 | 62,063,000 | 84,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,458,000 | 240,013,000 | 262,218,000 | 286,962,000 |
| Total capital | 229,152,000 | 259,065,000 | 281,880,000 | 306,933,000 |
| Risk-weighted assets | 1,478,805,000 | 1,516,052,000 | 1,564,959,000 | 1,589,904,000 |