Call reports 2010
HOMESTREET BANK — 2010
What HOMESTREET BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,148,463,000 | 2,723,750,000 | 2,658,273,000 | 2,465,059,000 |
| Total loans | 2,066,294,000 | 2,026,909,000 | 1,821,721,000 | 1,815,299,000 |
| Allowance for loan losses | 104,724,000 | 94,650,000 | 70,553,000 | 64,177,000 |
| Securities available for sale | 633,414,000 | 229,967,000 | 281,138,000 | 303,595,000 |
| Securities held to maturity | 216,000 | 215,000 | 214,000 | 202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,294,743,000 | 2,347,246,000 | 2,320,401,000 | 2,131,908,000 |
| Interest-bearing deposits | 2,225,773,000 | 2,277,014,000 | 2,257,436,000 | 2,069,977,000 |
| Noninterest-bearing deposits | 68,970,000 | 70,232,000 | 62,965,000 | 61,931,000 |
| Equity capital | 149,190,000 | 139,556,000 | 136,159,000 | 115,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 24,961,000 | 49,178,000 | 69,807,000 | 93,263,000 |
| Interest expense | 16,090,000 | 30,600,000 | 41,158,000 | 50,548,000 |
| Net interest income | 8,871,000 | 18,578,000 | 28,649,000 | 42,715,000 |
| Noninterest income | 15,604,000 | 30,258,000 | 50,938,000 | 61,543,000 |
| Noninterest expense | 21,675,000 | 49,553,000 | 73,172,000 | 101,049,000 |
| Provision for loan losses | 7,000,000 | 17,550,000 | 29,663,000 | 37,861,000 |
| Pretax income | -4,039,000 | -12,339,000 | -17,232,000 | -28,636,000 |
| Income tax | 0 | 33,000 | -600,000 | 697,000 |
| Net income | -4,039,000 | -12,372,000 | -16,632,000 | -29,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,669,000 | 135,317,000 | 131,534,000 | 117,115,000 |
| Total capital | 168,225,000 | 159,043,000 | 154,368,000 | 138,924,000 |
| Risk-weighted assets | 1,964,375,000 | 1,826,688,000 | 1,778,619,000 | 1,701,930,000 |