Call reports 2009
HOMESTREET BANK — 2009
What HOMESTREET BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,071,781,000 | 3,238,530,000 | 3,207,249,000 | 3,189,101,000 |
| Total loans | 2,461,759,000 | 2,403,376,000 | 2,270,153,000 | 2,132,311,000 |
| Allowance for loan losses | 85,459,000 | 94,890,000 | 91,308,000 | 109,471,000 |
| Securities available for sale | 137,102,000 | 411,398,000 | 586,933,000 | 647,927,000 |
| Securities held to maturity | 227,000 | 226,000 | 219,000 | 218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,095,988,000 | 2,295,445,000 | 2,318,622,000 | 2,332,224,000 |
| Interest-bearing deposits | 2,035,007,000 | 2,225,309,000 | 2,256,293,000 | 2,252,438,000 |
| Noninterest-bearing deposits | 60,981,000 | 70,136,000 | 62,329,000 | 79,786,000 |
| Equity capital | 237,907,000 | 215,300,000 | 172,754,000 | 143,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 32,402,000 | 61,343,000 | 88,511,000 | 114,858,000 |
| Interest expense | 19,303,000 | 38,532,000 | 57,400,000 | 75,021,000 |
| Net interest income | 13,099,000 | 22,811,000 | 31,111,000 | 39,837,000 |
| Noninterest income | 16,445,000 | 30,441,000 | 38,797,000 | 43,300,000 |
| Noninterest expense | 19,992,000 | 39,758,000 | 62,024,000 | 83,851,000 |
| Provision for loan losses | 38,395,000 | 76,316,000 | 108,183,000 | 153,016,000 |
| Pretax income | -28,843,000 | -62,822,000 | -100,194,000 | -153,475,000 |
| Income tax | -10,672,000 | -23,244,000 | -17,752,000 | -44,725,000 |
| Net income | -18,171,000 | -39,578,000 | -82,442,000 | -108,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,358,000 | 213,514,000 | 166,558,000 | 144,245,000 |
| Total capital | 260,765,000 | 242,084,000 | 193,538,000 | 170,364,000 |
| Risk-weighted assets | 2,296,042,000 | 2,218,907,000 | 2,090,027,000 | 2,005,165,000 |