Call reports 2008
HOMESTREET BANK — 2008
What HOMESTREET BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,876,670,000 | 2,957,541,000 | 2,835,476,000 | 2,935,360,000 |
| Total loans | 2,604,227,000 | 2,697,989,000 | 2,573,811,000 | 2,533,668,000 |
| Allowance for loan losses | 37,461,000 | 45,263,000 | 52,868,000 | 58,136,000 |
| Securities available for sale | 133,109,000 | 127,281,000 | 120,814,000 | 56,337,000 |
| Securities held to maturity | 233,000 | 231,000 | 230,000 | 229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,712,951,000 | 1,568,711,000 | 1,783,114,000 | 1,915,236,000 |
| Interest-bearing deposits | 1,645,686,000 | 1,495,125,000 | 1,721,118,000 | 1,852,698,000 |
| Noninterest-bearing deposits | 67,265,000 | 73,586,000 | 61,996,000 | 62,538,000 |
| Equity capital | 254,070,000 | 253,218,000 | 253,734,000 | 256,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 46,569,000 | 89,381,000 | 132,093,000 | 170,609,000 |
| Interest expense | 24,719,000 | 46,182,000 | 66,361,000 | 86,822,000 |
| Net interest income | 21,850,000 | 43,199,000 | 65,732,000 | 83,787,000 |
| Noninterest income | 9,276,000 | 15,033,000 | 19,729,000 | 28,761,000 |
| Noninterest expense | 17,297,000 | 34,971,000 | 51,585,000 | 67,439,000 |
| Provision for loan losses | 2,596,000 | 11,406,000 | 22,076,000 | 34,477,000 |
| Pretax income | 11,238,000 | 11,886,000 | 11,866,000 | 11,699,000 |
| Income tax | 3,869,000 | 4,092,000 | 3,560,000 | 3,222,000 |
| Net income | 7,369,000 | 7,794,000 | 8,306,000 | 8,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,835,000 | 253,266,000 | 253,786,000 | 249,963,000 |
| Total capital | 284,096,000 | 285,047,000 | 284,558,000 | 280,002,000 |
| Risk-weighted assets | 2,494,223,000 | 2,528,546,000 | 2,439,094,000 | 2,374,501,000 |