Call reports 2007
HOMESTREET BANK — 2007
What HOMESTREET BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,475,264,000 | 2,590,826,000 | 2,640,976,000 | 2,773,648,000 |
| Total loans | 2,248,992,000 | 2,318,593,000 | 2,405,867,000 | 2,545,460,000 |
| Allowance for loan losses | 28,038,000 | 28,914,000 | 30,547,000 | 38,357,000 |
| Securities available for sale | 114,730,000 | 112,378,000 | 110,563,000 | 111,621,000 |
| Securities held to maturity | 238,000 | 236,000 | 235,000 | 234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,580,404,000 | 1,634,013,000 | 1,659,517,000 | 1,705,624,000 |
| Interest-bearing deposits | 1,516,335,000 | 1,562,885,000 | 1,592,817,000 | 1,639,057,000 |
| Noninterest-bearing deposits | 64,069,000 | 71,128,000 | 66,700,000 | 66,567,000 |
| Equity capital | 242,168,000 | 249,169,000 | 253,350,000 | 245,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 46,977,000 | 96,335,000 | 147,304,000 | 197,687,000 |
| Interest expense | 22,901,000 | 47,148,000 | 72,631,000 | 99,203,000 |
| Net interest income | 24,076,000 | 49,187,000 | 74,673,000 | 98,484,000 |
| Noninterest income | 3,236,000 | 7,764,000 | 12,864,000 | 17,673,000 |
| Noninterest expense | 16,358,000 | 33,618,000 | 51,000,000 | 69,400,000 |
| Provision for loan losses | 809,000 | 1,681,000 | 3,525,000 | 11,141,000 |
| Pretax income | 10,145,000 | 21,652,000 | 33,012,000 | 35,616,000 |
| Income tax | 3,437,000 | 7,315,000 | 11,153,000 | 12,209,000 |
| Net income | 6,708,000 | 14,337,000 | 21,859,000 | 23,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,795,000 | 250,429,000 | 253,960,000 | 245,460,000 |
| Total capital | 270,531,000 | 279,117,000 | 283,659,000 | 276,484,000 |
| Risk-weighted assets | 2,217,877,000 | 2,294,068,000 | 2,374,453,000 | 2,474,082,000 |