Call reports 2006
HOMESTREET BANK — 2006
What HOMESTREET BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,081,751,000 | 2,204,248,000 | 2,356,654,000 | 2,412,176,000 |
| Total loans | 1,818,242,000 | 1,952,331,000 | 2,107,876,000 | 2,163,332,000 |
| Allowance for loan losses | 22,356,000 | 24,124,000 | 26,312,000 | 27,201,000 |
| Securities available for sale | 132,976,000 | 142,493,000 | 132,789,000 | 115,327,000 |
| Securities held to maturity | 258,000 | 256,000 | 245,000 | 244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,341,152,000 | 1,407,789,000 | 1,450,996,000 | 1,529,005,000 |
| Interest-bearing deposits | 1,278,588,000 | 1,350,105,000 | 1,392,733,000 | 1,472,353,000 |
| Noninterest-bearing deposits | 62,564,000 | 57,684,000 | 58,263,000 | 56,652,000 |
| Equity capital | 215,303,000 | 221,802,000 | 229,235,000 | 235,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 37,439,000 | 78,154,000 | 121,906,000 | 169,462,000 |
| Interest expense | 15,033,000 | 32,632,000 | 53,032,000 | 75,486,000 |
| Net interest income | 22,406,000 | 45,522,000 | 68,874,000 | 93,976,000 |
| Noninterest income | 1,557,000 | 6,395,000 | 10,049,000 | 13,415,000 |
| Noninterest expense | 14,904,000 | 30,403,000 | 46,313,000 | 65,980,000 |
| Provision for loan losses | 1,945,000 | 3,704,000 | 5,882,000 | 6,892,000 |
| Pretax income | 7,114,000 | 17,810,000 | 26,814,000 | 34,680,000 |
| Income tax | 2,399,000 | 6,101,000 | 9,182,000 | 11,290,000 |
| Net income | 4,715,000 | 11,709,000 | 17,632,000 | 23,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,386,000 | 224,386,000 | 230,315,000 | 236,080,000 |
| Total capital | 240,101,000 | 248,588,000 | 256,291,000 | 262,851,000 |
| Risk-weighted assets | 1,816,486,000 | 1,935,513,000 | 2,077,075,000 | 2,140,581,000 |