Call reports 2005
HOMESTREET BANK — 2005
What HOMESTREET BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,754,218,000 | 1,844,823,000 | 1,901,754,000 | 1,949,853,000 |
| Total loans | 1,515,509,000 | 1,598,773,000 | 1,654,404,000 | 1,693,709,000 |
| Allowance for loan losses | 17,518,000 | 18,091,000 | 18,835,000 | 20,426,000 |
| Securities available for sale | 128,941,000 | 126,529,000 | 123,420,000 | 131,773,000 |
| Securities held to maturity | 282,000 | 281,000 | 270,000 | 269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,139,160,000 | 1,184,284,000 | 1,229,085,000 | 1,289,692,000 |
| Interest-bearing deposits | 1,094,202,000 | 1,121,430,000 | 1,167,839,000 | 1,242,871,000 |
| Noninterest-bearing deposits | 44,958,000 | 62,854,000 | 61,246,000 | 46,821,000 |
| Equity capital | 165,419,000 | 171,217,000 | 191,358,000 | 196,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 27,480,000 | 57,536,000 | 89,359,000 | 123,918,000 |
| Interest expense | 8,914,000 | 18,886,000 | 30,528,000 | 43,608,000 |
| Net interest income | 18,566,000 | 38,650,000 | 58,831,000 | 80,310,000 |
| Noninterest income | 3,766,000 | 6,432,000 | 10,358,000 | 14,797,000 |
| Noninterest expense | 15,299,000 | 29,502,000 | 44,182,000 | 61,466,000 |
| Provision for loan losses | -235,000 | 625,000 | 1,391,000 | 2,937,000 |
| Pretax income | 7,270,000 | 14,957,000 | 23,611,000 | 30,719,000 |
| Income tax | 2,587,000 | 5,304,000 | 8,208,000 | 10,000,000 |
| Net income | 4,683,000 | 9,653,000 | 15,403,000 | 20,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,610,000 | 171,587,000 | 192,344,000 | 197,665,000 |
| Total capital | 184,514,000 | 190,824,000 | 212,462,000 | 218,815,000 |
| Risk-weighted assets | 1,431,682,000 | 1,538,912,000 | 1,609,364,000 | 1,691,580,000 |