Call reports 2004
HOMESTREET BANK — 2004
What HOMESTREET BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,566,967,000 | 1,614,656,000 | 1,618,390,000 | 1,712,308,000 |
| Total loans | 1,381,522,000 | 1,374,162,000 | 1,367,986,000 | 1,475,196,000 |
| Allowance for loan losses | 15,896,000 | 16,276,000 | 16,526,000 | 17,753,000 |
| Securities available for sale | 81,660,000 | 126,019,000 | 125,750,000 | 129,772,000 |
| Securities held to maturity | 286,000 | 285,000 | 284,000 | 283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 983,705,000 | 1,012,911,000 | 1,010,307,000 | 1,061,424,000 |
| Interest-bearing deposits | 957,544,000 | 986,951,000 | 982,738,000 | 1,027,885,000 |
| Noninterest-bearing deposits | 26,161,000 | 25,960,000 | 27,569,000 | 33,539,000 |
| Equity capital | 156,123,000 | 160,076,000 | 165,017,000 | 161,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 22,622,000 | 47,335,000 | 71,958,000 | 97,812,000 |
| Interest expense | 6,579,000 | 13,428,000 | 20,700,000 | 28,460,000 |
| Net interest income | 16,043,000 | 33,907,000 | 51,258,000 | 69,352,000 |
| Noninterest income | 4,972,000 | 9,881,000 | 13,104,000 | 15,525,000 |
| Noninterest expense | 13,703,000 | 27,620,000 | 41,439,000 | 55,650,000 |
| Provision for loan losses | 315,000 | 778,000 | 1,029,000 | 2,263,000 |
| Pretax income | 7,043,000 | 15,436,000 | 21,957,000 | 27,099,000 |
| Income tax | 2,505,000 | 5,481,000 | 7,791,000 | 9,907,000 |
| Net income | 4,538,000 | 9,955,000 | 14,166,000 | 17,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,977,000 | 160,671,000 | 164,888,000 | 161,922,000 |
| Total capital | 169,197,000 | 176,427,000 | 180,687,000 | 179,178,000 |
| Risk-weighted assets | 1,216,885,000 | 1,259,985,000 | 1,263,176,000 | 1,380,006,000 |