Call reports 2003
HOMESTREET BANK — 2003
What HOMESTREET BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,685,306,000 | 1,725,910,000 | 1,654,930,000 | 1,575,441,000 |
| Total loans | 1,431,544,000 | 1,513,562,000 | 1,390,272,000 | 1,349,325,000 |
| Allowance for loan losses | 13,742,000 | 14,217,000 | 14,792,000 | 15,561,000 |
| Securities available for sale | 69,412,000 | 65,101,000 | 54,018,000 | 68,061,000 |
| Securities held to maturity | 335,000 | 334,000 | 333,000 | 377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 969,456,000 | 1,068,406,000 | 1,063,645,000 | 1,003,319,000 |
| Interest-bearing deposits | 947,579,000 | 1,042,772,000 | 1,036,424,000 | 988,913,000 |
| Noninterest-bearing deposits | 21,877,000 | 25,634,000 | 27,221,000 | 14,406,000 |
| Equity capital | 137,202,000 | 142,263,000 | 150,261,000 | 151,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 25,644,000 | 52,572,000 | 79,203,000 | 102,868,000 |
| Interest expense | 8,902,000 | 17,557,000 | 25,405,000 | 32,547,000 |
| Net interest income | 16,742,000 | 35,015,000 | 53,798,000 | 70,321,000 |
| Noninterest income | 6,404,000 | 9,661,000 | 20,065,000 | 26,779,000 |
| Noninterest expense | 14,332,000 | 27,426,000 | 42,560,000 | 61,025,000 |
| Provision for loan losses | 726,000 | 1,204,000 | 1,814,000 | 2,679,000 |
| Pretax income | 8,088,000 | 16,046,000 | 29,683,000 | 33,566,000 |
| Income tax | 2,872,000 | 5,874,000 | 10,896,000 | 11,357,000 |
| Net income | 5,216,000 | 10,172,000 | 18,787,000 | 22,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,713,000 | 140,653,000 | 149,261,000 | 150,703,000 |
| Total capital | 146,455,000 | 154,870,000 | 164,053,000 | 165,576,000 |
| Risk-weighted assets | 1,220,790,000 | 1,252,962,000 | 1,229,294,000 | 1,189,135,000 |