Call reports 2002
HOMESTREET BANK — 2002
What HOMESTREET BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,392,266,000 | 1,426,904,000 | 1,603,833,000 | 1,680,304,000 |
| Total loans | 1,217,075,000 | 1,243,819,000 | 1,403,037,000 | 1,408,621,000 |
| Allowance for loan losses | 11,377,000 | 11,927,000 | 12,339,000 | 13,043,000 |
| Securities available for sale | 49,113,000 | 71,324,000 | 67,232,000 | 51,811,000 |
| Securities held to maturity | 339,000 | 338,000 | 337,000 | 336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 752,075,000 | 750,858,000 | 898,038,000 | 911,444,000 |
| Interest-bearing deposits | 722,293,000 | 581,686,000 | 839,380,000 | 765,436,000 |
| Noninterest-bearing deposits | 29,782,000 | 169,172,000 | 58,658,000 | 146,008,000 |
| Equity capital | 123,614,000 | 127,644,000 | 131,204,000 | 131,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 24,598,000 | 48,829,000 | 75,691,000 | 103,162,000 |
| Interest expense | 9,222,000 | 18,416,000 | 27,846,000 | 37,478,000 |
| Net interest income | 15,376,000 | 30,413,000 | 47,845,000 | 65,684,000 |
| Noninterest income | 5,826,000 | 9,227,000 | 9,346,000 | 12,204,000 |
| Noninterest expense | 12,885,000 | 25,462,000 | 37,693,000 | 53,112,000 |
| Provision for loan losses | 400,000 | 950,000 | 1,384,000 | 2,170,000 |
| Pretax income | 8,252,000 | 13,563,000 | 18,449,000 | 24,274,000 |
| Income tax | 2,995,000 | 4,932,000 | 6,760,000 | 8,962,000 |
| Net income | 5,257,000 | 8,631,000 | 11,689,000 | 15,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,297,000 | 122,217,000 | 125,220,000 | 127,945,000 |
| Total capital | 133,674,000 | 134,144,000 | 137,559,000 | 140,988,000 |
| Risk-weighted assets | 1,010,018,000 | 1,054,726,000 | 1,162,252,000 | 1,208,453,000 |