Call reports 2002
CENTENNIAL NATIONAL BANK — 2002
What CENTENNIAL NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,051,000 | 42,872,000 | 43,526,000 | 40,572,000 |
| Total loans | 33,708,000 | 33,683,000 | 33,696,000 | 33,599,000 |
| Allowance for loan losses | 199,000 | 230,000 | 317,000 | 292,000 |
| Securities available for sale | 2,651,000 | 2,708,000 | 1,927,000 | 1,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,664,000 | 31,485,000 | 32,061,000 | 30,077,000 |
| Interest-bearing deposits | 26,933,000 | 28,218,000 | 28,205,000 | 26,466,000 |
| Noninterest-bearing deposits | 2,731,000 | 3,267,000 | 3,856,000 | 3,611,000 |
| Equity capital | 4,802,000 | 4,978,000 | 5,061,000 | 5,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,615,000 | 2,395,000 | 3,165,000 |
| Interest expense | 357,000 | 700,000 | 1,036,000 | 1,321,000 |
| Net interest income | 470,000 | 915,000 | 1,359,000 | 1,844,000 |
| Noninterest income | 85,000 | 154,000 | 238,000 | 342,000 |
| Noninterest expense | 380,000 | 645,000 | 935,000 | 1,293,000 |
| Provision for loan losses | 25,000 | 55,000 | 145,000 | 217,000 |
| Pretax income | 150,000 | 369,000 | 513,000 | 672,000 |
| Income tax | 70,000 | 143,000 | 218,000 | 271,000 |
| Net income | 80,000 | 226,000 | 295,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,087,000 | 4,233,000 | 4,302,000 | 4,327,000 |
| Total capital | 4,286,000 | 4,463,000 | 4,619,000 | 4,619,000 |
| Risk-weighted assets | 31,962,000 | 32,464,000 | 33,013,000 | 32,295,000 |