Call reports 2001
CENTENNIAL NATIONAL BANK — 2001
What CENTENNIAL NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,056,000 | 48,360,000 | 46,228,000 | 41,771,000 |
| Total loans | 35,767,000 | 34,717,000 | 35,671,000 | 33,516,000 |
| Allowance for loan losses | 183,000 | 196,000 | 206,000 | 189,000 |
| Securities available for sale | 4,471,000 | 6,065,000 | 6,517,000 | 2,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,121,000 | 37,530,000 | 35,325,000 | 32,848,000 |
| Interest-bearing deposits | 34,605,000 | 35,174,000 | 32,838,000 | 30,277,000 |
| Noninterest-bearing deposits | 1,516,000 | 2,356,000 | 2,487,000 | 2,571,000 |
| Equity capital | 4,605,000 | 4,590,000 | 4,664,000 | 4,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,909,000 | 2,788,000 | 3,630,000 |
| Interest expense | 611,000 | 1,183,000 | 1,718,000 | 2,152,000 |
| Net interest income | 380,000 | 726,000 | 1,070,000 | 1,478,000 |
| Noninterest income | 39,000 | 115,000 | 184,000 | 262,000 |
| Noninterest expense | 264,000 | 561,000 | 876,000 | 1,182,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 168,000 | 269,000 | 343,000 | 505,000 |
| Income tax | 49,000 | 117,000 | 150,000 | 225,000 |
| Net income | 119,000 | 152,000 | 193,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,877,000 | 3,867,000 | 3,912,000 | 3,996,000 |
| Total capital | 4,060,000 | 4,063,000 | 4,118,000 | 4,185,000 |
| Risk-weighted assets | 33,589,000 | 34,060,000 | 34,265,000 | 32,225,000 |