Call report 2004Q4
UNIVERSITY NATIONAL BANK — 2004Q4
The 22 measures UNIVERSITY NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,835,000 | USD | evidence → |
| Total loans | 19,951,000 | USD | evidence → |
| Allowance for loan losses | 212,000 | USD | evidence → |
| Securities available for sale | 44,774,000 | USD | evidence → |
| Securities held to maturity | 41,319,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,656,000 | USD | evidence → |
| Interest-bearing deposits | 69,600,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,056,000 | USD | evidence → |
| Equity capital | 7,962,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,750,000 | USD | evidence → |
| Interest expense | 485,000 | USD | evidence → |
| Net interest income | 3,265,000 | USD | evidence → |
| Noninterest income | 783,000 | USD | evidence → |
| Noninterest expense | 3,013,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,040,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,040,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,289,000 | USD | evidence → |
| Total capital | 8,501,000 | USD | evidence → |
| Risk-weighted assets | 37,283,000 | USD | evidence → |