Call reports 2001
UNIVERSITY NATIONAL BANK — 2001
What UNIVERSITY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,746,000 | 99,948,000 | 101,995,000 | 101,936,000 |
| Total loans | 21,312,000 | 22,263,000 | 21,063,000 | 21,150,000 |
| Allowance for loan losses | 213,000 | 213,000 | 213,000 | 213,000 |
| Securities available for sale | 40,445,000 | 39,002,000 | 42,498,000 | 42,879,000 |
| Securities held to maturity | 29,953,000 | 29,301,000 | 28,383,000 | 29,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,686,000 | 90,830,000 | 92,309,000 | 92,446,000 |
| Interest-bearing deposits | 64,314,000 | 64,766,000 | 64,723,000 | 65,229,000 |
| Noninterest-bearing deposits | 26,372,000 | 26,064,000 | 27,586,000 | 27,217,000 |
| Equity capital | 8,134,000 | 8,269,000 | 8,731,000 | 8,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,057,000 | 4,522,000 | 5,938,000 |
| Interest expense | 531,000 | 1,021,000 | 1,464,000 | 1,826,000 |
| Net interest income | 1,041,000 | 2,036,000 | 3,058,000 | 4,112,000 |
| Noninterest income | 188,000 | 388,000 | 595,000 | 792,000 |
| Noninterest expense | 767,000 | 1,531,000 | 2,311,000 | 3,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 542,000 | 974,000 | 1,439,000 | 1,808,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 21,000 |
| Net income | 537,000 | 964,000 | 1,425,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,716,000 | 7,844,000 | 7,904,000 | 7,686,000 |
| Total capital | 7,929,000 | 8,057,000 | 8,117,000 | 7,899,000 |
| Risk-weighted assets | 32,026,000 | 31,446,000 | 31,214,000 | 32,152,000 |