Call reports 2006
UNITED PRAIRIE BANK - OWATONNA — 2006
What UNITED PRAIRIE BANK - OWATONNA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 |
|---|---|
| Total assets | 129,883,000 |
| Total loans | 102,967,000 |
| Allowance for loan losses | 1,261,000 |
| Securities available for sale | 12,667,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 101,389,000 |
| Interest-bearing deposits | 90,387,000 |
| Noninterest-bearing deposits | 11,002,000 |
| Equity capital | 15,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 |
|---|---|
| Interest income | 1,970,000 |
| Interest expense | 661,000 |
| Net interest income | 1,309,000 |
| Noninterest income | 183,000 |
| Noninterest expense | 983,000 |
| Provision for loan losses | 45,000 |
| Pretax income | 464,000 |
| Income tax | 0 |
| Net income | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 |
|---|---|
| Tier 1 capital | 9,389,000 |
| Total capital | 10,650,000 |
| Risk-weighted assets | 106,446,000 |