Call reports 2005
UNITED PRAIRIE BANK - OWATONNA — 2005
What UNITED PRAIRIE BANK - OWATONNA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 114,036,000 | 120,388,000 | 121,541,000 | 122,625,000 |
| Total loans | 85,488,000 | 90,309,000 | 91,631,000 | 93,881,000 |
| Allowance for loan losses | 1,106,000 | 1,173,000 | 1,198,000 | 1,216,000 |
| Securities available for sale | 12,225,000 | 12,429,000 | 11,817,000 | 11,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,724,000 | 98,112,000 | 99,634,000 | 101,221,000 |
| Interest-bearing deposits | 85,199,000 | 88,170,000 | 87,697,000 | 89,591,000 |
| Noninterest-bearing deposits | 9,525,000 | 9,941,000 | 11,937,000 | 11,629,000 |
| Equity capital | 14,553,000 | 14,966,000 | 15,387,000 | 15,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,213,000 | 5,012,000 | 6,872,000 |
| Interest expense | 399,000 | 884,000 | 1,440,000 | 2,012,000 |
| Net interest income | 1,105,000 | 2,329,000 | 3,572,000 | 4,860,000 |
| Noninterest income | 192,000 | 391,000 | 593,000 | 802,000 |
| Noninterest expense | 823,000 | 1,679,000 | 2,567,000 | 3,611,000 |
| Provision for loan losses | 54,000 | 116,000 | 140,000 | 172,000 |
| Pretax income | 420,000 | 925,000 | 1,458,000 | 1,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 420,000 | 925,000 | 1,458,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,683,000 | 8,916,000 | 9,474,000 | 9,919,000 |
| Total capital | 9,789,000 | 10,073,000 | 10,659,000 | 11,135,000 |
| Risk-weighted assets | 88,901,000 | 92,560,000 | 94,800,000 | 99,274,000 |