Call reports 2002
UNITED PRAIRIE BANK - OWATONNA — 2002
What UNITED PRAIRIE BANK - OWATONNA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,282,000 | 72,585,000 | 74,278,000 | 77,097,000 |
| Total loans | 39,068,000 | 41,422,000 | 44,447,000 | 54,463,000 |
| Allowance for loan losses | 1,040,000 | 1,040,000 | 1,041,000 | 1,040,000 |
| Securities available for sale | 13,879,000 | 11,637,000 | 8,635,000 | 6,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,997,000 | 61,347,000 | 62,553,000 | 65,072,000 |
| Interest-bearing deposits | 51,820,000 | 51,615,000 | 52,066,000 | 53,970,000 |
| Noninterest-bearing deposits | 9,177,000 | 9,732,000 | 10,487,000 | 11,102,000 |
| Equity capital | 10,602,000 | 10,778,000 | 10,981,000 | 11,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,044,000 | 3,104,000 | 4,266,000 |
| Interest expense | 311,000 | 592,000 | 890,000 | 1,187,000 |
| Net interest income | 722,000 | 1,452,000 | 2,214,000 | 3,079,000 |
| Noninterest income | 124,000 | 232,000 | 382,000 | 494,000 |
| Noninterest expense | 578,000 | 1,132,000 | 1,737,000 | 2,345,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 530,000 | 837,000 | 1,206,000 |
| Income tax | 91,000 | 431,000 | 533,000 | 686,000 |
| Net income | 170,000 | 99,000 | 304,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,901,000 | 5,831,000 | 6,036,000 | 6,252,000 |
| Total capital | 6,470,000 | 6,432,000 | 6,688,000 | 6,997,000 |
| Risk-weighted assets | 45,054,000 | 47,640,000 | 51,760,000 | 59,344,000 |