Call reports 2001
UNITED PRAIRIE BANK - OWATONNA — 2001
What UNITED PRAIRIE BANK - OWATONNA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,425,000 | 64,619,000 | 73,560,000 | 76,177,000 |
| Total loans | 39,921,000 | 40,580,000 | 39,159,000 | 41,086,000 |
| Allowance for loan losses | 378,000 | 386,000 | 1,097,000 | 1,041,000 |
| Securities available for sale | 18,396,000 | 17,008,000 | 17,225,000 | 12,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,793,000 | 57,569,000 | 62,052,000 | 64,719,000 |
| Interest-bearing deposits | 51,402,000 | 49,151,000 | 52,670,000 | 54,016,000 |
| Noninterest-bearing deposits | 8,391,000 | 8,418,000 | 9,382,000 | 10,703,000 |
| Equity capital | 5,951,000 | 6,098,000 | 10,726,000 | 10,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,460,000 | 456,000 | 1,531,000 |
| Interest expense | 551,000 | 1,080,000 | 178,000 | 586,000 |
| Net interest income | 688,000 | 1,380,000 | 278,000 | 945,000 |
| Noninterest income | 142,000 | 287,000 | 77,000 | 234,000 |
| Noninterest expense | 635,000 | 1,223,000 | 226,000 | 704,000 |
| Provision for loan losses | 15,000 | 25,000 | 0 | 0 |
| Pretax income | 207,000 | 470,000 | 129,000 | 477,000 |
| Income tax | 130,000 | 226,000 | 25,000 | 91,000 |
| Net income | 77,000 | 244,000 | 104,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,892,000 | 6,058,000 | 5,800,000 | 6,008,000 |
| Total capital | 6,270,000 | 6,444,000 | 6,377,000 | 6,604,000 |
| Risk-weighted assets | 45,140,000 | 46,037,000 | 45,654,000 | 47,209,000 |