Call reports 2007
BANKHAVEN — 2007
What BANKHAVEN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,297,000 | 34,135,000 | 33,660,000 | 32,120,000 |
| Total loans | 19,497,000 | 20,319,000 | 19,106,000 | 19,479,000 |
| Allowance for loan losses | 205,000 | 209,000 | 204,000 | 561,000 |
| Securities available for sale | 6,838,000 | 7,156,000 | 9,322,000 | 7,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,543,000 | 30,311,000 | 30,836,000 | 29,635,000 |
| Interest-bearing deposits | 27,044,000 | 28,142,000 | 28,018,000 | 27,084,000 |
| Noninterest-bearing deposits | 3,499,000 | 2,169,000 | 2,818,000 | 2,551,000 |
| Equity capital | 3,146,000 | 3,094,000 | 2,289,000 | 2,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,044,000 | 1,477,000 | 1,973,000 |
| Interest expense | 233,000 | 486,000 | 745,000 | 992,000 |
| Net interest income | 282,000 | 558,000 | 732,000 | 981,000 |
| Noninterest income | 76,000 | 141,000 | 194,000 | 254,000 |
| Noninterest expense | 352,000 | 677,000 | 986,000 | 1,260,000 |
| Provision for loan losses | 6,000 | 12,000 | 813,000 | 1,169,000 |
| Pretax income | 0 | 10,000 | -873,000 | -1,194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | 10,000 | -873,000 | -1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,209,000 | 3,184,000 | 2,300,000 | 1,980,000 |
| Total capital | 3,414,000 | 3,393,000 | 2,504,000 | 2,260,000 |
| Risk-weighted assets | 22,984,000 | 23,209,000 | 22,107,000 | 22,120,000 |