Call reports 2005
BANKHAVEN — 2005
What BANKHAVEN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,653,000 | 33,655,000 | 32,633,000 | 34,156,000 |
| Total loans | 19,083,000 | 21,342,000 | 21,600,000 | 22,274,000 |
| Allowance for loan losses | 247,000 | 295,000 | 296,000 | 297,000 |
| Securities available for sale | 8,412,000 | 8,763,000 | 7,694,000 | 7,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,446,000 | 27,685,000 | 27,154,000 | 30,678,000 |
| Interest-bearing deposits | 27,036,000 | 24,699,000 | 24,552,000 | 28,436,000 |
| Noninterest-bearing deposits | 2,410,000 | 2,986,000 | 2,602,000 | 2,242,000 |
| Equity capital | 2,925,000 | 2,994,000 | 3,002,000 | 3,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 883,000 | 1,368,000 | 1,888,000 |
| Interest expense | 131,000 | 272,000 | 439,000 | 630,000 |
| Net interest income | 285,000 | 611,000 | 929,000 | 1,258,000 |
| Noninterest income | 54,000 | 114,000 | 183,000 | 385,000 |
| Noninterest expense | 298,000 | 614,000 | 917,000 | 1,237,000 |
| Provision for loan losses | 6,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 35,000 | 50,000 | 134,000 | 345,000 |
| Income tax | 0 | -22,000 | 9,000 | 115,000 |
| Net income | 35,000 | 72,000 | 125,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,038,000 | 3,041,000 | 3,094,000 | 3,113,000 |
| Total capital | 3,285,000 | 3,336,000 | 3,390,000 | 3,410,000 |
| Risk-weighted assets | 23,293,000 | 25,262,000 | 25,273,000 | 26,330,000 |