Call reports 2004
BANKHAVEN — 2004
What BANKHAVEN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,636,000 | 33,254,000 | 32,944,000 | 32,053,000 |
| Total loans | 18,389,000 | 19,151,000 | 17,220,000 | 18,854,000 |
| Allowance for loan losses | 325,000 | 327,000 | 325,000 | 245,000 |
| Securities available for sale | 3,543,000 | 8,582,000 | 8,104,000 | 7,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,220,000 | 29,891,000 | 29,538,000 | 28,832,000 |
| Interest-bearing deposits | 27,607,000 | 27,421,000 | 27,233,000 | 26,339,000 |
| Noninterest-bearing deposits | 2,613,000 | 2,470,000 | 2,305,000 | 2,493,000 |
| Equity capital | 3,141,000 | 3,101,000 | 3,126,000 | 2,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 708,000 | 1,074,000 | 1,483,000 |
| Interest expense | 87,000 | 221,000 | 356,000 | 491,000 |
| Net interest income | 242,000 | 487,000 | 718,000 | 992,000 |
| Noninterest income | 67,000 | 132,000 | 203,000 | 263,000 |
| Noninterest expense | 310,000 | 582,000 | 919,000 | 1,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | -1,000 | 37,000 | 2,000 | -57,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 37,000 | 2,000 | -57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,118,000 | 3,183,000 | 3,148,000 | 3,004,000 |
| Total capital | 3,399,000 | 3,472,000 | 3,423,000 | 3,249,000 |
| Risk-weighted assets | 22,453,000 | 23,059,000 | 21,954,000 | 22,942,000 |