Call reports 2003
BANKHAVEN — 2003
What BANKHAVEN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,465,000 | 23,773,000 | 22,956,000 | 23,431,000 |
| Total loans | 12,454,000 | 14,054,000 | 15,446,000 | 17,217,000 |
| Allowance for loan losses | 295,000 | 294,000 | 294,000 | 332,000 |
| Securities available for sale | 6,344,000 | 5,888,000 | 3,860,000 | 3,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,872,000 | 19,807,000 | 19,475,000 | 20,044,000 |
| Interest-bearing deposits | 17,719,000 | 17,137,000 | 17,462,000 | 17,200,000 |
| Noninterest-bearing deposits | 2,153,000 | 2,670,000 | 2,013,000 | 2,844,000 |
| Equity capital | 3,293,000 | 3,265,000 | 3,221,000 | 3,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 589,000 | 901,000 | 1,217,000 |
| Interest expense | 92,000 | 172,000 | 245,000 | 312,000 |
| Net interest income | 201,000 | 417,000 | 656,000 | 905,000 |
| Noninterest income | 52,000 | 110,000 | 166,000 | 225,000 |
| Noninterest expense | 256,000 | 524,000 | 830,000 | 1,131,000 |
| Provision for loan losses | 0 | 0 | 0 | -20,000 |
| Pretax income | -3,000 | 3,000 | -8,000 | 19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | 3,000 | -8,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,219,000 | 3,190,000 | 3,179,000 | 3,121,000 |
| Total capital | 3,411,000 | 3,400,000 | 3,403,000 | 3,362,000 |
| Risk-weighted assets | 15,298,000 | 16,736,000 | 17,875,000 | 19,348,000 |