Call reports 2002
BANKHAVEN — 2002
What BANKHAVEN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,525,000 | 23,069,000 | 23,118,000 | 22,720,000 |
| Total loans | 13,425,000 | 13,400,000 | 12,338,000 | 11,532,000 |
| Allowance for loan losses | 280,000 | 295,000 | 295,000 | 295,000 |
| Securities available for sale | 4,075,000 | 3,992,000 | 5,379,000 | 6,089,000 |
| Securities held to maturity | 786,000 | 786,000 | 115,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,857,000 | 19,377,000 | 19,438,000 | 19,133,000 |
| Interest-bearing deposits | 17,824,000 | 17,484,000 | 17,554,000 | 17,019,000 |
| Noninterest-bearing deposits | 2,033,000 | 1,893,000 | 1,884,000 | 2,114,000 |
| Equity capital | 3,375,000 | 3,409,000 | 3,390,000 | 3,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 735,000 | 1,047,000 | 1,348,000 |
| Interest expense | 144,000 | 264,000 | 377,000 | 483,000 |
| Net interest income | 234,000 | 471,000 | 670,000 | 865,000 |
| Noninterest income | 48,000 | 103,000 | 157,000 | 214,000 |
| Noninterest expense | 251,000 | 525,000 | 805,000 | 1,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 49,000 | 54,000 | 39,000 |
| Income tax | 2,000 | 2,000 | 1,000 | 0 |
| Net income | 29,000 | 47,000 | 53,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,332,000 | 3,350,000 | 3,321,000 | 3,222,000 |
| Total capital | 3,539,000 | 3,560,000 | 3,516,000 | 3,405,000 |
| Risk-weighted assets | 16,513,000 | 16,691,000 | 15,463,000 | 14,543,000 |