Call reports 2026
CITIZENS STATE BANK OF NEW CASTLE — 2026
What CITIZENS STATE BANK OF NEW CASTLE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 895,609,000 | 908,766,000 |
| Total loans | 573,777,000 | 589,919,000 |
| Allowance for loan losses | 7,580,000 | 7,968,000 |
| Securities available for sale | 72,000,000 | 73,612,000 |
| Securities held to maturity | 184,462,000 | 181,935,000 |
| Trading assets | 0 | 0 |
| Total deposits | 783,649,000 | 795,181,000 |
| Interest-bearing deposits | 631,697,000 | 647,163,000 |
| Noninterest-bearing deposits | 151,952,000 | 148,018,000 |
| Equity capital | 91,237,000 | 92,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,264,000 | 22,959,000 |
| Interest expense | 3,278,000 | 6,565,000 |
| Net interest income | 7,986,000 | 16,394,000 |
| Noninterest income | 1,380,000 | 2,830,000 |
| Noninterest expense | 6,175,000 | 12,138,000 |
| Provision for loan losses | 428,000 | 1,008,000 |
| Pretax income | 2,725,000 | 6,082,000 |
| Income tax | 595,000 | 1,337,000 |
| Net income | 2,130,000 | 4,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 93,156,000 | 95,072,000 |
| Total capital | 100,742,000 | 102,809,000 |
| Risk-weighted assets | 606,795,000 | 618,688,000 |