Call reports 2021
CITIZENS STATE BANK OF NEW CASTLE — 2021
What CITIZENS STATE BANK OF NEW CASTLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 729,573,000 | 748,370,000 | 758,912,000 | 803,618,000 |
| Total loans | 378,136,000 | 381,359,000 | 374,414,000 | 361,141,000 |
| Allowance for loan losses | 7,387,000 | 7,457,000 | 7,490,000 | 7,411,000 |
| Securities available for sale | 205,381,000 | 252,847,000 | 271,246,000 | 294,471,000 |
| Securities held to maturity | 3,173,000 | 3,173,000 | 3,007,000 | 6,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,013,000 | 679,755,000 | 688,076,000 | 732,846,000 |
| Interest-bearing deposits | 527,416,000 | 538,316,000 | 539,887,000 | 548,187,000 |
| Noninterest-bearing deposits | 136,597,000 | 141,439,000 | 148,189,000 | 184,659,000 |
| Equity capital | 61,657,000 | 64,915,000 | 67,002,000 | 67,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,850,000 | 11,506,000 | 17,707,000 | 23,707,000 |
| Interest expense | 188,000 | 373,000 | 536,000 | 691,000 |
| Net interest income | 5,662,000 | 11,133,000 | 17,171,000 | 23,016,000 |
| Noninterest income | 1,378,000 | 2,734,000 | 4,075,000 | 5,472,000 |
| Noninterest expense | 4,337,000 | 8,685,000 | 13,424,000 | 18,431,000 |
| Provision for loan losses | 240,000 | 347,000 | 422,000 | 444,000 |
| Pretax income | 2,463,000 | 4,835,000 | 7,400,000 | 9,613,000 |
| Income tax | 571,000 | 1,075,000 | 1,638,000 | 2,146,000 |
| Net income | 1,892,000 | 3,760,000 | 5,762,000 | 7,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,548,000 | 64,094,000 | 65,773,000 | 67,156,000 |
| Total capital | 67,480,000 | 69,243,000 | 70,928,000 | 72,433,000 |
| Risk-weighted assets | 392,182,000 | 409,668,000 | 410,106,000 | 420,036,000 |