Call reports 2017
CITIZENS STATE BANK OF NEW CASTLE — 2017
What CITIZENS STATE BANK OF NEW CASTLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 503,340,000 | 501,138,000 | 502,188,000 | 505,186,000 |
| Total loans | 334,200,000 | 346,389,000 | 349,627,000 | 350,129,000 |
| Allowance for loan losses | 4,230,000 | 4,447,000 | 4,449,000 | 4,569,000 |
| Securities available for sale | 104,877,000 | 101,284,000 | 95,598,000 | 90,313,000 |
| Securities held to maturity | 11,907,000 | 11,780,000 | 10,321,000 | 10,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,110,000 | 449,829,000 | 446,542,000 | 455,140,000 |
| Interest-bearing deposits | 437,050,000 | 430,882,000 | 428,131,000 | 437,777,000 |
| Noninterest-bearing deposits | 17,060,000 | 18,947,000 | 18,411,000 | 17,363,000 |
| Equity capital | 46,306,000 | 47,368,000 | 48,094,000 | 47,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,587,000 | 9,325,000 | 13,991,000 | 18,790,000 |
| Interest expense | 221,000 | 473,000 | 739,000 | 1,022,000 |
| Net interest income | 4,366,000 | 8,852,000 | 13,252,000 | 17,768,000 |
| Noninterest income | 977,000 | 2,094,000 | 3,371,000 | 4,441,000 |
| Noninterest expense | 3,779,000 | 7,430,000 | 11,252,000 | 14,696,000 |
| Provision for loan losses | 328,000 | 658,000 | 964,000 | 1,282,000 |
| Pretax income | 1,236,000 | 2,859,000 | 4,425,000 | 6,089,000 |
| Income tax | 456,000 | 1,069,000 | 1,669,000 | 2,995,000 |
| Net income | 780,000 | 1,790,000 | 2,756,000 | 3,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,334,000 | 48,021,000 | 48,665,000 | 48,679,000 |
| Total capital | 50,938,000 | 51,722,000 | 52,991,000 | 52,990,000 |
| Risk-weighted assets | 287,693,000 | 295,315,000 | 345,951,000 | 344,655,000 |